Cascais Portugal lifestyle
Wealth
Premium Wealth Consultancy

Portugal's Premier IFICI & Crypto
Tax Specialists

We help high-income professionals and crypto investors legally reduce their tax burden by €50,000-€500,000+ over 10 years.

Trusted by international executives, entrepreneurs, and investors

20% Tax Rate

Instead of 48% standard rate

0% Crypto Tax

Tax-free cryptocurrency gains

EU Residency

Live and work across Europe

Our Expertise

Specialized services for international professionals and investors

IFICI Tax Regime Setup

Complete management of your IFICI application and Portuguese tax residency. From initial eligibility assessment to final approval, we handle every step with precision.

  • IFICI application & approval guarantee
  • Tax residency establishment
  • NIF and fiscal coordination
  • Healthcare & social security setup
  • Banking relationships
  • Ongoing compliance support

Cryptocurrency Tax Optimization

Specialized strategies for crypto investors navigating Portugal's favorable tax environment. We understand DeFi, staking, NFTs, and complex digital asset structures.

  • Crypto portfolio tax analysis
  • Long-term vs short-term gain strategies
  • Crypto-friendly banking introductions
  • International crypto tax coordination
  • OTC trading tax structure
  • Exit strategy planning

International Wealth Planning

Comprehensive tax and wealth structuring for high-net-worth individuals and families relocating to Portugal or managing multi-jurisdiction affairs.

  • Portuguese company formation
  • Dual residency compliance
  • International tax treaties
  • Property acquisition structuring
  • Private banking introductions
  • Investment portfolio optimization
  • Family relocation coordination

All services are available individually or as part of our comprehensive relocation packages tailored to your needs.

Who We Work With

Choose the service package that matches your relocation and wealth management needs.

Professional Relocator

For professionals relocating to Portugal

What's included:

  • IFICI application & approval
  • Tax residency & NIF setup
  • Portuguese bank account
  • Relocation essentials (housing, utilities)
  • 3 months post-arrival support

Crypto Professional

For those with cryptocurrency holdings

What's included:

  • Everything in Professional Relocator
  • Crypto tax structuring & optimization
  • Company formation (LDA) if needed
  • Enhanced relocation (schools, healthcare, lifestyle)
  • 6 months ongoing tax planning support

Wealth Management Premium

Comprehensive family relocation & wealth structuring

What's included:

  • Everything in Crypto Professional
  • Advanced wealth structuring (holdings, trusts)
  • Luxury real estate advisory
  • Full family relocation coordination
  • 12 months ongoing advisory + priority support
  • Exclusive network access

How We Work

Our engagements are fully customized to your specific situation and goals. Here's what you can expect:

1

Discovery Consultation (Complimentary)

60-minute confidential call to understand your situation, objectives, and challenges. We'll provide an initial assessment of potential savings and outline a tailored approach.

2

Detailed Proposal

Within 48 hours, receive a comprehensive proposal outlining: • Recommended strategy and services • Timeline and key milestones • Investment required (tailored to your needs and complexity) • Expected tax savings over 10 years

3

White-Glove Execution

Once engaged, we handle everything: • All applications and registrations • Coordination with Portuguese authorities • Banking and service provider introductions • Regular progress updates • Complete documentation

4

Ongoing Partnership (Optional)

For clients seeking continuous optimization: • Quarterly strategic reviews • Annual tax filing and planning • Network event access • Priority advisory support

Compare Tax Systems

See why Portugal's IFICI regime is unmatched in Europe

CountryIncome TaxCrypto TaxCost of LivingQuality of Life
Portugal (IFICI)BEST VALUE
20%*0%**€1,200-1,8009/10
Germany42-45%0-45%***€2,500-3,5008/10
Spain47%19-28%€1,500-2,2008/10
France45%30%****€2,000-3,0008/10
United Kingdom45%20-24%€3,000-4,8007/10
Netherlands49.5%36%*****€2,200-3,2008/10

* IFICI special tax regime - 20% flat rate for 10 years on Portuguese income

** Crypto gains tax-free if held >365 days (long-term investment)

*** Germany: 0% after 1 year, progressive rates 14-45% if sold within 1 year

**** France: 30% flat tax (PFU) on investment income including crypto

***** Netherlands: Wealth tax on deemed returns (~36% effective rate)

Cost of living based on urban areas (monthly). Quality of life: Numbeo + Mercer indices 2024.

Calculate Your Savings

On a €100,000 salary with €50,000 crypto gains per year:

Germany
€65,000
Total tax paid
France
€60,000
Total tax paid
Portugal (IFICI)
€20,000
Total tax paid
SAVE €40,000-45,000/YEAR

Calculate Your Tax Savings

See how much you could save with IFICI regime

Current Tax (UK)

90 000

IFICI Tax (Portugal)

40 000

Annual Savings

50 000

Estimates based on standard rates. Actual savings depend on individual circumstances.

Investment in Your Future

Our fees are tailored to the complexity of your situation and scope of services required.

What's included in every engagement:

  • Dedicated advisor throughout process
  • Complete application management
  • All coordination with Portuguese authorities
  • Banking and service provider introductions
  • First tax return preparation
  • 12-month support for questions and updates

Premium clients additionally receive:

  • Private banking introductions (3+ institutions)
  • Access to our exclusive investor network
  • Quarterly in-person strategy sessions
  • Multi-year tax planning and filing
  • Priority response (24h guarantee)

Your exact investment will be determined during the discovery consultation based on your specific needs and objectives.

Average client saves 3-5x their investment in the first year alone.

All fees are agreed upon in advance. No hidden costs. No surprises.

Why Leading Professionals Choose Us

Crypto Specialization

Portugal's only IFICI consultancy with deep cryptocurrency expertise. We understand your digital assets.

100% Success Rate

Every IFICI application we submit gets approved. We pre-screen to ensure perfect qualification.

Premium Network

Direct relationships with crypto-friendly banks, private bankers, and wealth managers. Your introduction is our reputation.

Absolute Discretion

White-glove service with complete confidentiality. Your privacy is paramount.

Long-Term Partnership

We're not transactional. Many clients have been with us for years, continuously optimizing as life evolves.

Proven Results

Average client tax savings: €85,000 over 10 years. Your investment pays for itself many times over.

Frequently Asked Questions

What do your services cost?

Investment varies based on your situation's complexity and the scope of services required. During your complimentary discovery call, we'll provide a transparent custom quote with no hidden fees. Our clients typically save 3-5x their investment in tax savings within the first year alone.

What makes you different from other IFICI consultants?

We're the only consultancy specializing in both IFICI and cryptocurrency tax optimization. Most firms understand one or the other—we excel at both.

Do I need to have crypto to work with you?

No. While we specialize in crypto, we serve all high-income professionals relocating to Portugal. Our expertise simply extends further than others.

What's your typical client profile?

Tech executives, entrepreneurs, and investors earning €150k+ annually or with portfolios exceeding €1M. We work with clients from Silicon Valley to Singapore.

How long does the process take?

IFICI approval typically takes 6-12 weeks from application. Complete relocation and optimization can take 3-6 months depending on complexity.

Do you provide ongoing services?

Yes. Many clients retain us for annual tax planning, filings, and strategic advisory. This is optional but recommended for complex situations.

What if I'm not eligible for IFICI?

We'll tell you during the discovery call—honestly and free of charge. We only take on clients we can genuinely help.

Are your fees negotiable?

Our fees reflect the significant value we deliver and expertise we provide. That said, we're always transparent about costs and tailor our scope to your budget where possible.

Start Your Tax Optimization Journey

Book a complimentary 60-minute discovery consultation. We'll analyze your situation and show you exactly how much you can save.

No obligation. Complete confidentiality.

Or email us directly: wealth@crescentia.pt

What to prepare:

  • Your current country of residence and tax status
  • Annual income and sources (employment, business, investments)
  • Cryptocurrency holdings (if applicable)
  • Your objectives for relocating to Portugal

We'll handle the rest.

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